Guidance In Improving Digital Financial Literacy for Housewives

Authors

  • Hikmah Hikmah Universitas Putera batam
  • Dian Efriyenti Universitas Putera Batam
  • Risca Azmiana Universitas Putera Batam

DOI:

https://doi.org/10.70104/pcn.v3i1.122

Keywords:

Digital Financial Literacy, Skills, Housewives

Abstract

This community service aims to improve digital financial literacy for housewives, so that they can manage family finances more effectively and efficiently, and utilize digital technology to improve their economic welfare. Digital financial literacy includes an understanding of how to use technology to manage finances, such as online banking, e-wallets, and financial management applications. However, many housewives still have limited knowledge and skills in this area. This also happens to families who live in the Barelang Mega Jaya Sejati Housing Complex. The method used for this community service activity is the lecture and discussion method, so that a positive interactive dialogue occurs in order to produce several solutions to these problems. The results of this community service activity can have a positive impact on improving digital financial literacy for housewives.

References

P. Segitiga Seni et al., “Pemberdayaan Ibu Rumah Tangga Melalui Pendekatan Housewife Creative pada Program Segitiga (Seni, Ekonomi, Literasi, Teknologi dan Matematika),” portaluniversitasquality.ac.id, vol. 3, no. 2, 2024, Accessed: Jun. 11, 2025.

S. Amin, T. Auror Lubis, D. Elliyana, M. Haris Saputra, L. Laila Larissa, and A. Gazanathul Ashar Desky, “Pelatihan Mumpreneurs Untuk Meningkatkan Kinerja Bisnis Melalui Pemanfaatan Media Sosial,” mail.online-journal.unja.ac.id, vol. 6, no. 2, 2024

Risanda Alirastra Budiantoro, H. Mukhibad, T. Dwi Lestari, D. Nur Himmatina, A. Agus Haidar, and E. Retno Pinasti, “Edukasi Teknologi Finansial Guna Peningkatan Kesehatan Keuangan Keluarga Bagi Ibu-Ibu PKK,” ebook.umpwr.ac.id, vol. 9, no. 1, pp. 60–76, 2025, doi: 10.37729/abdimas.v9i1.5543.

P. Cerdas Finansial Melalui Peningkatan Literasi Finansial di Era Digital Bagi Siswa SMK Negeri, W. Setialaksana, N. Mukhlisah Abdal, R. Daud Mahande, and I. Suwahyu, “PKM Cerdas Finansial Melalui Peningkatan Literasi Finansial Di Era Digital bagi Siswa SMK Negeri 4 Gowa,” journal.unm.ac.id, vol. 2, no. 2, 2024

Kusuma. P. Peningkatan et al., “Aplikasi Pemanfaatan Financial Technology Untuk Meningkatkan Literasi Keuangan Pada Kelompok Tani Pengelola Kebun Bibit Desa (Kbd),” ojs.cahayamandalika.com, vol. 4, pp. 688–695, 2023, doi: 10.35870/jpni.v4i3.479.

Endah Fachri Alwi, L. Agustina, R. Martusa, P. Studi Akuntansi, and U. Kristen Maranatha, “Literasi Pengelolaan Keuangan Pribadi bagi Masyarakat Desa Jati Endah,” ojs.unpkediri.ac.id, vol. 9, no. 2, pp. 471–483, 2025, doi: 10.29407/ja.v9i2.24710.

D. Efriyenti, R. Azmania, P. Studi Manajemen, F. Ilmu Sosial Dan Humaniora, U. Putera Batam, and H. Artikel, “Pembinaan Pembuatan Cash Flow Dalam Mengelola Keuangan Rumah Tangga,” Glow: Jurnal Pengabdian Kepada Masyarakat, vol. 4, no. 1, pp. 1–7, Jun. 2024, doi: 10.37403/GLOW.V4I1.253.

R. Pramesti, … S. W.-J. D. K., and undefined 2024, “Perancangan Desain Karakter pada Buku Interaktif Pengenalan Literasi Keuangan untuk Anak Usia Dini,” jurnal.asia.ac.id, vol. 08, no. 02, pp. 2580–8753, 2024, Accessed: Jun. 11, 2025.

S. T. U. A. Ginting, C. Kuriata Ginting, R. Gulo, D. Hutagalung, and A. R. Manik, “Sosialisasi Pengelolaan Manajemen Keuangan Rumah Tangga Pada Ibu-Ibu Di Desa Bakaran Batu, Deli Serdang,” portaluniversitasquality.ac.id, vol. 3, no. 2, 2024

G. Sianipar, M. Mardiana, U. I.-I. J. O. Social, and undefined 2024, “Penerapan Konsep Resources Based View (RBV) dalam Mencapai Keunggulan Kompetitif Industri Rumah Tangga Pengolahan Amplang Udang Di Kecamatan,” j-innovative.org, Accessed: Nov. 12, 2024

H. Chen and R. P. Volpe, “Gender Differences in Personal Financial Literacy Among College Students,” Financial Services Review, vol. 11, no. 3, pp. 289–307, 2002.

A. Lusardi and O. S. Mitchell, “The Economic Importance of Financial Literacy: Theory and Evidence,” J. Econ. Lit., vol. 52, no. 1, pp. 5–44, 2014.

S. Rahmawati and N. Hidayati, “Penggunaan Aplikasi Keuangan Digital dalam Meningkatkan Literasi Keuangan Rumah Tangga,” J. Ekon. Digital, vol. 4, no. 1, pp. 45–58, 2022.

Hikmah, H., Siagian, M., & Siregar, P. (2020). Analisis tingkat literasi keuangan, experienced regret, dan risk tolerance pada keputusan investasi di Batam. Jesya (Jurnal Ekonomi Dan Ekonomi Syariah), 3(1), 138-146.

Published

2025-06-30

How to Cite

Hikmah, H., Efriyenti, D., & Azmiana, R. (2025). Guidance In Improving Digital Financial Literacy for Housewives. Jurnal Pengabdian Cendikia Nusantara, 3(1), 20–26. https://doi.org/10.70104/pcn.v3i1.122